Car Finance
Flexible finance solutions to get you on the road sooner.
Why Finance With Us
We make car finance simple, transparent, and accessible.
Competitive Rates
We work with multiple lenders to find you the best interest rates available, ensuring you get the most affordable repayments.
Flexible Terms
Choose a loan term from 1 to 5 years to suit your budget. Adjust your deposit and repayment schedule to fit your lifestyle.
Quick Approval
Our streamlined application process means you can get pre-approved quickly, often within the same day.
All Credit Types
Whether you have excellent credit or are rebuilding, we have finance options available. Everyone deserves a fair go.
Finance Calculator
Use our calculator to estimate your weekly and monthly repayments.
Calculate Your Repayments
Your Estimate
Monthly Payment
$644.87
Total Interest
$3,215.48
Total Amount
$23,215.48
Loan Amount
$20,000.00
This calculator is for estimation purposes only. Actual rates may vary.
Frequently Asked Questions
Common questions about car finance answered.
You will typically need a valid NZ driver licence or passport, proof of income (recent payslips or bank statements), proof of address (utility bill or bank statement), and details of your current employment. We will guide you through exactly what is needed during the application process.
Yes, we work with a range of lenders who specialise in different credit profiles. While interest rates may vary depending on your credit history, we are committed to finding a solution that works for you. Everyone deserves a fair go.
In many cases, we can get a pre-approval within the same business day. Full approval typically takes 1-2 business days once all documentation has been submitted. We work hard to make the process as quick and smooth as possible.
Yes, most of our finance options allow early repayment. Some lenders may charge a small early repayment fee, but many do not. We will make sure you understand all the terms before you sign anything.
The minimum deposit varies depending on the lender and your credit profile. In some cases, no deposit is required. However, a larger deposit will reduce your loan amount and monthly repayments. We recommend putting down at least 10-20% if possible.